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	<title>Comments on: Credit Card Debt Help From Government &#8211; Is It Real?</title>
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		<title>By: Randy Garrett</title>
		<link>http://www.cowsultants.com/credit-card-debt-help-from-government-is-it-real/comment-page-1/#comment-51</link>
		<dc:creator>Randy Garrett</dc:creator>
		<pubDate>Fri, 14 May 2010 00:43:07 +0000</pubDate>
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		<description>I am over my head in credit card debt. creditors are calling and I am unable to make the payments. I have received callers stating they will reduce my credit card debt in half for a fee. I dont belie them. I am currently consulting with a HUD approved debt couselor who has given me an amout deducted from my checkig account bi-weekley. It seems that they have delt with my credit card companies in the past and have an accurate interest rate that is or below the actual interest rate. I will be debt free in about 4 years paying back all my debt plus intrest. It is better than filing Chapter 13. In fact the credit companies will receive more intrest this way than Chapter 13. What should I do. Thanks.</description>
		<content:encoded><![CDATA[<p>I am over my head in credit card debt. creditors are calling and I am unable to make the payments. I have received callers stating they will reduce my credit card debt in half for a fee. I dont belie them. I am currently consulting with a HUD approved debt couselor who has given me an amout deducted from my checkig account bi-weekley. It seems that they have delt with my credit card companies in the past and have an accurate interest rate that is or below the actual interest rate. I will be debt free in about 4 years paying back all my debt plus intrest. It is better than filing Chapter 13. In fact the credit companies will receive more intrest this way than Chapter 13. What should I do. Thanks.</p>
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