Archive for March, 2009

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Apply For Credit Card-Getting Approved For A Credit Card Can Be Difficult

Getting approved for a credit card can be difficult without a positive credit history working in your favor. It’s a Catch-22: To obtain a credit card, you need a good credit history. But to have a good credit history, you need to establish good credit!This no-win cycle can keep people with a non-existent, limited or [...]

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Is Debt Consolidation a Good or a Bad Idea?

For people in need of debt relief, debt consolidation is often the option considered. It is simply combining all your debts into a single loan so that instead of paying several creditors, you’ll only be paying a single creditor. Is debt consolidation a good or a bad idea? To answer this question, let’s take a [...]

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Sub Prime Loan Modification

Sub-prime lending is a type of credit given to homeowners who do not meet the criteria for regular (“prime”) loans. A typical sub-prime borrower has a poor or limited credit history and a FICO score of less than 620. These factors make them a risky investment for regular lenders, which keeps them from taking out [...]

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Residential Mortgages (part 1)

a residential mortgage in today’s market can seem like a daunting task. The borrower can be faced with a myriad of choices. Each lending institution presents their respective claims to the enquiring borrower in an attempt to entice them to use their residential mortgage product. Each one assures the borrower that their product is the [...]

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Mortgage Security not That Costly

Forget everything you thought you knew about the benefits of taking a variable-rate mortgage instead of locking in for the long term.A new study suggests the security of a five-year mortgage costs little or nothing beyond a riskier variable-rate mortgage, providing you get a jumbo-sized rate discount.“Interest costs on discounted closed five-year mortgages have been [...]

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Online Application | Kansas City Royals® Extra Bases® Credit Card

The Kansas City Royals® team logo can now be featured on the Major League Baseball™ Extra Bases™ Credit Card issued by Bank of America.    (www.royalscreditcard.com).   This rewards credit card is scoring big with avid baseball fans and credit card consumers across the country.  Like many department stores, colleges and airlines have done for decades, Major [...]

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Getting a Loan on your Log Book

Log Book loans were put in place as an innovator of the whole vehicle secured financing shebang and they have been very popular since then. Now, people are wondering what the hell or more politely what is a book loan?The condition that must be met in a logbook that is ready to take the borrower [...]

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